📰 New ID Verification Rules for FAFSA Aim to Curb Fraud, but May Slow Down the Process for Families
Jun 09, 2025
FAFSA Identity Verification Tightens: What Families Need to Know Before the 2026–27 Cycle
TL;DR
The Department of Education is rolling out stricter FAFSA identity verification rules to combat fraud. New filers may need to upload photo ID or verify over video, and delays of 24–72 hours were common last year. We recommend families start early and use our updated FAFSA checklist to prepare.
In a move to combat growing concerns over fraud, the U.S. Department of Education announced new identity verification requirements for FAFSA® applicants beginning in fall 2025. These updates are designed to target organized fraud rings and prevent the misuse of federal student aid—especially the already-stretched Pell Grant program.
While these changes aim to improve long-term integrity, they may introduce short-term slowdowns for families, particularly for first-time FAFSA filers.
Why This Is Happening
According to Federal Student Aid (FSA), the rise in identity theft and fraudulent applications has reached a level that threatens the sustainability of Title IV programs. Sophisticated fraud attempts have become more common—and the Department is responding.
The new process includes broader verification screenings and will increase the number of applicants selected for what’s called V4 verification (identity-focused checks).
What’s Changing for Families
If your student is filing the FAFSA for the first time—or flagged by the system—be ready for:
- ✔️ A request to upload a government-issued photo ID
- ✔️ The possibility of verifying ID over a live video call
- ✔️ Schools needing to retain a copy of your ID documentation
The Department aims to refine this process over time, but they’ve made it clear: V4 selections will be more common this year while the new model is being optimized.
Important: Start Early
Last year, we saw parents and students stuck verifying Social Security numbers and ID information before they could even begin their FAFSA. Some cleared in 24 hours. Others took up to 72.
With these new steps, we expect that trend to continue—or even expand. That’s why we recommend getting your documentation in order early and staying ahead of the October 1 launch window.
💡 Need help? Our free FAFSA checklist includes all the ID requirements and forms you’ll need to stay organized.
Other Key Updates
- ✔️ Statement of Educational Purpose is no longer required for V4 or V5 verification
- ✔️ Students can now verify ID remotely via video, not just via a notary
- ✔️ Students verified by certain secure platforms (NIST IAL2) or correctional facilities may be automatically cleared
These updates apply to current and past selections, even if your student was flagged before this announcement was made.
What Schools Are Required to Do
Colleges must flag and resolve any discrepancies or suspected fraud before disbursing Title IV aid. If fraud is confirmed, aid must be withheld, and any funds already disbursed treated as overpayments. Schools are also required to report suspected fraud through official Department of Education channels.
Bottom Line
The FAFSA process is evolving—and for families, that means a bit more paperwork upfront in exchange for stronger protections long-term.
We’re here to help you stay ahead of the curve without the stress. Book a free call (using the button below) if you’d like help preparing or have questions about what this means for your student.